ホ ー ム> Don masu farawa na cryptocurrency> Me yasa yakamata ku saka hannun jari a masana'antar fintech yanzu
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Edita-in-Chief Takashima

Me yasa yakamata ku saka hannun jari a masana'antar fintech yanzu

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Bayani

Fintech fasaha ce mai haɓakawa wacce ke sauƙaƙa sabis na kuɗi na yau da kullun.
A sakamakon haka, masana'antar a halin yanzu tana ɗaya daga cikin yankunan da ke da riba mai riba.
Anan ga wasu dalilan da yasa masu saka hannun jari suyi la’akari da saka hannun jari a cikin wannan masana’antar.

Fintech kusan koyaushe yanki ne mafi fa'ida da dawo da hannun jari. Amma me yasa Fintech ta zama kyakkyawan wuri don saka hannun jari?

Fintech ta sanya ayyukan kuɗi cikin sauƙi da sauƙi. Baya ga fa'idodin da ta bayar a fagen kasuwancin hada-hadar kuɗi, Fintech ita ma masana'anta ce mai juriya da son saka jari. Fintech ya zama wani ɓangare na tattalin arziƙi ta hanyar yiwa abokan ciniki hidima tare da sabbin fasahohi da ba masu amfani sabon ƙwarewar abokin ciniki.

A yau, an tsara shirin na fintech ya zuwa dala tiriliyan 2022 a 26.5. Fannin, wanda aka haifa shekaru 10 da suka gabata, yanzu yana ɗaya daga cikin masana'antun da suka fi samun riba daga masu saka jari da kuma mahangar kasuwanci, kuma karɓar ayyukan fintech a masana'antar hada-hadar kuɗi yanzu ya zama ruwan dare. Ya kamata ya zama.

Tare da Fintech ya shahara sosai, yanzu masu saka jari sun fara sha'awar wannan yankin. Kamfanoni da yawa suna shiga fagen hada-hadar kudade, suna ba da sabbin dabaru irin na biyan kudi da biyan kudi. Da ke ƙasa akwai wasu dalilan da yasa Fintech kyakkyawar manufa ce ta saka hannun jari.

Wayoyin salula na zamani suna zama "walat"

A wasu ƙasashe, yawancin mutane ba sa ɗaukar jaka ta zahiri. Godiya ga Fintech, yanada yuwuwar adana katin da bayanan banki a wayan ku kuma amfani da wayoyin ku wajen biyan kaya da aiyuka kusan ko'ina. Fintech shine kan gaba a cikin canji mai ban mamaki zuwa duniya mara kuɗi.

Ana yin lambar kuɗi ta doka

Duba da yadda hanyoyin biyan kudi suka samu ci gaba a ‘yan shekarun nan, zamu ga cewa hanyoyin biyan sun canza kuma mafi yawansu suna tafiya zuwa rashin kudi ta hanyar hanyoyin biyan dijital ta hanyar Fintech. Za ku fahimta. Ko kuna amfani da PayPal don canja wurin kuɗi ko banki ta kan layi, tsabar kuɗi ya zama tarihi.

Kamfanonin Fintech suna hawa wannan canjin canji kuma suna biyan buƙatun dandamali da suke bayarwa. Masu amfani da masu saka jari suma suna jin daɗin sauƙin da waɗannan dandamali suka bayar. Musamman a zamanin yau, biyan dijital ya zama ruwan dare gama gari kamar yadda kasuwancinmu yake a tsakiyar canji, yin biyan kuɗi na dijital ɗayan mafi kyawun yankunan fintech don saka hannun jari. Yana zama.

Bayanai kuɗi ne

Kamfanoni na Fintech suna tattara ɗimbin bayanai game da halayyar mabukaci don haɓaka ayyukansu. Ana iya amfani da wannan bayanan ta hanyar dabara don inganta rashin gamsuwa tare da sabis na kuɗin yau. Ta hanyar bayanai, kamfanoni na iya yiwa abokan cinikinsu kyakkyawan aiki da haɓaka ƙwarewar abokin ciniki. Hakanan ana iya amfani da waɗannan bayanan don ilimantar da masu amfani da su kan yadda za su kashe kuɗin da suka wahala, yadda za a adana shi, da kuma yadda za a saka su.

Ribar ribar madadin saka jari yana ƙaruwa

"Makomar madadin masana'antun saka jari na iya haifar da ci gaba da kuma manyan canje-canje a tsarin yayin da kayayyakin masana'antu, ka'idoji da hanyoyin saka hannun jari suka balaga. Girman ci gaba a madadin masana'antun saka jari zai ba masu saka jari nau'ikan kadarorin dijital. Sauran masana'antun saka jari, musamman kadarorin dijital, na ci gaba da bunkasa, "in ji rahoton dandalin tattalin arzikin duniya.

Zuwa yau, kasuwar kadarar kadara ta girma zuwa dala biliyan 2,680, ta kai matsayi mafi girma na dala biliyan 2018 a 7,440. A cikin rahoton binciken ta, kamfanin Prance Gold Holdings, wani dandalin ciniki ne na kai tsaye, ya ce, "Babban abin da ke haifar da wannan ci gaban kasuwar shi ne nuna gaskiyar fasahar litattafan da aka rarraba, da tsadar kudaden da ake fitarwa a kasashe masu tasowa, da kuma ketare iyaka. Wadannan sun hada da yawan kudin da ake fitarwa daga kasashen waje, da canjin kudi a ka'idojin kudi, da kuma kara karfin jari.

Takaitaccen

Fintech ta samar da fasahohi masu yawa na zamani. Tare da waɗannan fasahohin, ana aiwatar da biyan kuɗi cikin 'yan daƙiƙoƙi, ana rage kuɗaɗen biyan kuɗin kan layi, kuma akwai wadatattun ayyuka na kuɗi. Tare da duk ayyukan da ake bayarwa yanzu da kuma nan gaba, masana'antar fintech ta tabbatar da cewa yanki ne mai fa'ida kuma mai saurin dawowa.

✓ Ga ku masu karatu zuwa ƙarshen ♪
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Edita-in-Chief Takashima
Ni Takashima, babban Edita a girlsungiyar currencyan matan kuɗin fito! Za mu yi iya kokarinmu don yin kafofin watsa labarai na kudin Japan da suka fi ban dariya, mun gode!
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